Investment Analyst Intern (Thailand)
Kiva is a global nonprofit, founded in 2005, with a mission to expand financial access and help underserved communities thrive. Kiva unlocks capital for borrowers through crowdfunded loans supported by individuals around the world. Lenders on Kiva can start with as little as $25 to support causes that matter most to them, whether that’s gender equity and support for women, refugees, climate change, small businesses, agriculture, and more. Since our founding, over two million people have invested $1.9 billion in real dreams and real opportunity, spanning more than 90 countries and 4.7 million borrowers.
As we work toward our mission, Kiva invests in building and retaining a global team of talent to add to our values-driven and digital-first culture. Our organization is supported by over 700 volunteers and 130+ full time employees dispersed around the world, as well as within team hubs located in San Francisco, Nairobi, Bogota, and Bangkok. Kiva’s team is growing as we pursue exciting new opportunities to scale our impact and create a financially inclusive world.
Impact first - This is why we exist. This is the drumbeat we march to. Every day.
Extreme ownership - Own it; you, your relationships, your impact. Insist that others support you and hold you accountable.
Be curious and bold - Never stop learning. Question assumptions. Take Risks and dream big.
Inclusion. Equity. Diversity. - Without reservation and without caveat. In our hiring, in our workplace and in our impact in the world.
Honor and integrity - Do the most right thing in the most right way. Cherish diversity and respect each other.
Love and kindness always - Say what you mean. Mean what you say. And don't say it mean. Clarity. Courage. Kindness.
Since its founding, volunteerism has been an integral part of Kiva's foundation and success. As a Kiva Intern, you will contribute your passion, drive, ideas and expertise to expanding our reach and impact while taking on immediate and significant responsibilities within your team. In addition to learning on the job, you'll partake in a variety of educational, social, and professional development workshops and events that will accelerate your professional growth while learning about Kiva and the non-profit, technology, and microfinance sectors.
Through this volunteer internship, we aim to provide a high caliber learning experience. With the completion of our internship program, you will take away many in-demand job skills. Additionally, all Kiva interns will gain exposure to foundational microfinance concepts and ongoing professional development tailored to your career goals. This position will also put you in contact with a wide array of employees around the world, giving you a jump start on networking opportunities.
This Kiva internship role is a 6-month, part-time (32 hours per week), Thailand-based, remote position.
During recruitment, we will evaluate your application and interests to match you to a specific team that will leverage your talents while providing you with an opportunity to develop and grow, this may be the team that you apply to or a similar intern role on a different team.
Although Kiva Interns range in age, work experience, and education backgrounds, a common theme among our participants is a "can do" attitude as well as a desire and willingness to contribute right away.
Kiva's Impact Investments team works with partner lending institutions and borrowers from all over the world, who post profiles for fundraising onto the Kiva website. The team is responsible for sourcing, monitoring and managing relationships with these partners and borrowers, onboarding and training new partners, and ensuring that all funding relationships are compliant with Kiva’s policies and are aligned with Kiva's social mission and strategic focus. The Impact Investments team includes staff based in the US, Kenya, Thailand, and Colombia, who manage Kiva’s investment relationships across the world.
We are looking for passionate, dedicated, skilled young professionals to support the efforts of the Impact Investments team by working with our Impact Investments team, our Field partners and their clients in order to help us expand our impact. The Investment Analyst Intern will be responsible for supporting the Impact Investment team to monitor performance and impact metrics and trends of institutional partners and borrowers with a focus on Europe, Asia, and the Pacific. This is an early career traineeship opportunity, which supports Kiva’s Impact Investments team in onboarding, monitoring, and supporting our large network of international investment partners. The Investment Analyst Intern will report to a regional team member, and will collaborate closely with other team members across the Impact Investments team including the Investment Associates. This role will also support initiatives where needed. The ideal candidate is a flexible and positive team player who is passionate about Kiva’s mission and is able to perform basic financial statement analysis and execute complex processes efficiently and accurately. This role will be based in Bangkok.
- Financial Analysis: Input Partner financials and risk metrics into standardized templates, follow up with partners to resolve any issues, and review financial analysis outputs.
- Interest Rate/Borrower Cost Analysis: Assess the total cost of the loan product offered by field partners in comparison with the local and regional markets.
- Impact Monitoring: Collect standardized impact metrics and information for to assess Field Partner impact.
- Partner Operations: Conduct off-site Borrower Verifications (BV) to monitor Field Partners for compliance with Kiva policies. Assess the Kiva-related operations of assigned Field Partners, identifying opportunities for increased efficiency and implementing sustainable solutions. Provide training and technical assistance on Kiva systems, processes, and policies to key Field Partner staff members involved in the Kiva workflow.
- Due Diligence: Support due diligence processes of potential investments to help assess prospects’ financial and social performance, and mission fit with Kiva.
- Macro-level Risk Analysis: Conduct a Country/Regional-level risk analysis of the credit industry including the regulatory environment, market saturation and over-indebtedness, currency exchange risk, and current industry trends.
- Operations management: Manage and maintain up to date documentation related to Partners in Kiva's various systems. Maintain a high level of attention to detail in all projects.
- At least 21 years of age or older by April 1st, 2024
- Able to commit to the full 6-months term
- Must be authorized to work in Thailand
- Working proficiency in English
- Training or experience in financial statement analysis
- Ability to manage time well and prioritize across competing tasks with an eye to detail
- Flexible, and willing to maintain a dynamic schedule in order to work with people across varying time zones
- Effective while working remotely
- Strong communication and relationship management skills, including the ability to tailor communications to a wide variety of audiences and stakeholders, across multiple cultures.
- Tech-savvy. High level of proficiency in Microsoft and/or Google Suite office software and adept at learning and using technology platforms. Comfortable learning new technologies
- Interest in impact investment and assessment
- Bachelors or Masters degree in a related discipline
- 1-2+ years of work experience in Investment Management, Lending, Finance, Business Analytics, or a related area
- Any regional language is a plus
- We have a culture of constant learning and we invest in developing our people. You’ll have weekly check-ins with your manager, access to professional development training and workshops, and regular feedback on your performance.
- Access to Kiva’s global network of Kiva Fellowship and Internship Alumni
- Optional participation in Kiva’s Employee Resource Groups (ERGs) and social activities such as happy hours and coffee chats
- References are gladly given for successful participants
- A living monthly stipend
The weekly time commitment for a Kiva Internship is 32 hours per week, from April 1st, 2024- September 30th, 2024. Please make sure you have the availability to commit for the entire internship period before submitting an application.
A diverse and inclusive workplace where we learn from each other is an integral part of Kiva's culture. We actively welcome people of different backgrounds, experiences, abilities, and perspectives. We are an equal opportunity employer and a great place to work. Join us and help us achieve our mission!